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Study on the impact of innovations in banking sector

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Author: 
Sinu, M.
Abstract: 

Over the years, the banking sector in India has seen a number of changes. Most of the banks have begun to take an innovative approach towards banking with the objective of creating more value for customers, and consequently, the banks. Today, we are having a fairly well developed banking system with different classes of banks. Some of them have engaged in the areas of consumer credit, credit cards, merchant banking, internet and phone banking, leasing, mutual funds etc. A few banks have already set up subsidiaries for merchant banking, leasing and mutual funds and many more are in the process of doing so. The term “Innovation” means ‘to make something new’. Banks no longer restricted themselves to traditional banking activities, but explored newer avenues to increase business and capture new market.

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               Prof. Dr. ISMAIL YILDIRIM

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